How it Works
With Vault by Bank of Orrick, you don’t have to wait days for a decision or deal with pestering phone calls. The entire loan process is conducted online — quickly, simply, securely.
Even with less-than-ideal credit, you could be eligible. Apply now for an instant, no-obligation offer up to $4,000.
1. Apply Online
Complete our simple and secure online loan application in a matter of minutes.
2. Review Offer
Receive a decision instantly and select the loan amount that works best for you.
3. Get Your Money
With just a few clicks, finalize your loan and get funding the next business day.
When you need to quickly deal with unexpected expenses, Vault by Bank of Orrick is the smart alternative to payday lenders, title loans, and bank overdraft fees.
You are in control.
Access your available credit whenever you need it. There is no advance fee or annual fee, and you are only charged based on the amount of credit you have drawn, not on your approved credit limit.
You deserve better.
Vault loans are designed to help you successfully make payments, build your credit, and free yourself from the cycle of debt.
We know taking out a loan is a big decision, and we want to make sure you get a loan that really works for you. If you have questions, view answers to borrowers’ frequently asked questions.